Syahmira, Siti, and Nur Anita. “The Effect of Financial Literacy, Lifestyle, and Self-Control on the Consumer Behavior of Students Using Buy Now Pay Later (BNPL) With Financial Attitude As a Mediation Variable”. Majapahit Journal of Islamic Finance and Management, vol. 5, no. 4, Jan. 2026, pp. 4601–4615, doi:10.31538/mjifm.v5i4.701.