Siddiq, M. C. F., & Budianto, E. (2026). The Effect of ROA, DAR, and CR On Stock Returns in Retail Companies Listed on the IDX in the 2021-2024 Period. Majapahit Journal of Islamic Finance and Management, 6(2), 4086–4099. https://doi.org/10.31538/mjifm.v6i2.1025